Unify Credit Union


Manage your money with an Engage Visa Debit Card

Engage Logo and Image of debit card

Engage Account & Visa Debit Card

The Engage account and Visa debit card is available exclusively to Credit Union and Community Bank members, regardless of your financial circumstances.

You can receive regular funds, such as wages or benefits, or a loan from your Credit Union, into your Engage account, giving you instant access to your money without the risks or hassle of carrying cash.

As well as reaping the benefits offered by high-street bank accounts such as sending, spending and receiving money with your contactless Visa debit card, the Engage account is packed full of helpful features.

How to bank transfer with Engage


How to check balances with Engage


Never miss a bill payment with Engage Envelopes Budgeting Tool

Take the stress out of budgeting and paying household bills. With Engage Envelopes, you can ringfence the money you need for your bills, so you never have to worry about overspending.

Earn Cashback Rewards with Engage

With Engage you can earn up to 15% cashback at national retailers whenever you use your Engage debit card to make a purchase.

For details of participating Engage reward retailers, download the Engage app today or visit www.engageaccount.com/rewards

Manage your money in real-time, all the time, with the Engage app

The Engage app allows you to make the most of Engage and easily manage your money. The app makes it easy for you to:


Add the Engage Digital Card to Your Smartphone

As well as using your contactless debit card to make purchases, you can also use your smartphone to make contactless payments.

No Interest, No Overdraft, No Hidden Fees or Charges

Unlike big banks and other financial service providers, Engage work with Unify to offer accounts to everyone, no matter what your background or credit status. Charges apply to the account at low or no cost, including:

Please read our information sheet here

Contact your local Unify Branch if you’d like to apply for an Engage card

Need help?

Head to engageaccount.com/support for all help related to your Engage Account.

You can also contact the Engage support team on 0333 202 3642 or email info@engageaccount.com.


The Engage Account and Visa debit card is available exclusively to members via our network of Credit Union and community banking partners in the UK. Engage is issued by Contis Financial Services Ltd who is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 900025) to issue e-money and is a member of Visa. Please note that electronic money products are not covered by the Financial Services Compensation Scheme. Instead, any funds received are held in a segregated account so that in the unlikely event that Contis Financial Services Ltd becomes insolvent, your funds are protected against claims made by creditors.

Should you require any further information on how your money is protected, please email info@engageaccount.com

Engage Privacy Policy engageaccount.com/privacy-policy/  Engage Terms and Conditions - T&Cs (Monthly) / T&Cs (PPL) 


Only our members have access to these great Starter Loan rates. Become a member today!



If you want to save for a rainy day or a holiday, a Unify account is quick and easy.


If you need a loan with Unify Credit Union, click here to find out more.

Payroll Deduction

Find out more about how to easily pay into your account with us