Unify Credit Union

 

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New to Unify but in need of a loan, fast?

If you need a small loan but have not yet started saving with Unify Credit Union you can apply for a Starter Loan, with interest at a maximum of 3.0% per month (42.6% APR).

This means if you borrowed £500 repay over 50 weeks, you would pay £11.87 per week - with a total including interest of £93.18

How much can I borrow?

You can apply for any amount up to £1500.00 on your first Starter Loan, the loan must be repaid over a maximum of 18 months. Once you have made repayments for 6 months you may 'top-up' your loan by an additional £750 (maximum) per top-up.

The Starter Loan is suitable for people who are in receipt of a non-means tested benefit, for example, Child Benefit, E.S.A or State Pension. (If you are not sure if you are in receipt of a non-means tested benefit please speak to a member of staff)

How do I apply?

Please take a few moments to answer some questions to see if you are eligible to apply for a Starter Loan unless you are already a member of Unify, in which case you should contact the branch to enquire about a loan

STARTER LOAN SURVEY

 

Please note that all loans are subject to our general conditions, as set out in our Loan Policy.  

 

IMPORTANT - if you are in a debt management plan, subject of a Debt Relief Order,  IVA or bankruptcy or not currently up to date with household bills we are unlikely to be able to provide you with a loan.  

Debt advice can be obtained, free of charge, from STEPCHANGEDEBT ADVICE FOUNDATION or your local CITIZENS ADVICE.  

Free and impartial money advice can be obtained from The Money Advice Service

 

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Only our members have access to these great Starter Loan rates. Become a member today!

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Savings

If you want to save for a rainy day or a holiday, a Unify account is quick and easy.

Loans

If you need a loan with Unify Credit Union, click here to find out more.

Payroll Deduction

Find out more about how to easily pay into your account with us