Unify Credit Union


Borrow up to £750 and repay with your Child Benefit

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Family Loan Header Image

Do you live or work in Warrington, Wigan, Leigh, Chorley or Leyland?
Do you have 1 or more children living in your household?
You can apply for a Unify Family Loan!

BORROW UP TO £750.00

Image of clipboard that reads: identity check, affordability check, no credit check

We will need to undertake appropriate identity checks and affordability check to ensure that the loan you are applying for is affordable for you and your household.

Your must live or work within our common bond in order to apply for a Family Loan.

If you take out a Family Loan and keep up with the repayments, this will help to improve your Credit File!


Family Loan Example

Loan Amount




Loan length

50 weeks

Interest (APR)


Total Interest


Total Repaid


 To see if you qualify to apply for a Family Loan, please complete this survey unless you are already a member of Unify, in which case you should contact the branch to enquire about a loan



 Please click here to see frequently asked questions about the Family Loan.

Please note that all loans are subject to our general conditions, as set out in our Loan Policy. 

A Credit Check may be required for this loan product if debt collection activity is evident within your recent account activity. 

IMPORTANT - if you are in a debt management plan, subject of a Debt Relief Order,  IVA or bankruptcy or not currently up to date with household bills we are unlikely to be able to provide you with a loan.  

Debt advice can be obtained, free of charge, from STEPCHANGEDEBT ADVICE FOUNDATION or your local CITIZENS ADVICE.  

Free and impartial money advice can be obtained from The Money Advice Service.



Only our members have access to these great Starter Loan rates. Become a member today!



If you want to save for a rainy day or a holiday, a Unify account is quick and easy.


If you need a loan with Unify Credit Union, click here to find out more.

Payroll Deduction

Find out more about how to easily pay into your account with us