Unify Credit Union


Unify's History



We've helped more than 10,000 members save and borrow for more than 20 years.

Unify Credit Union was formed in 2002 when three small community credit unions merged together to give people across the Wigan borough an easy way to save, borrow and plan for tomorrow with an ethical and local partner. 

Over the last twenty years, we have expanded to serve 10,000 members in Wigan, Leigh, Chorley, South Ribble, Warrington and Skelmersdale - including more than 1100 junior members in local primary schools. 

In that time we have provided more than £40million of loans to members. In the last year alone, we have helped members save more than £4million by getting an affordable loan from us rather than turning to more expensive lenders.

But we don't just provide savings and loans - we want to ensure that our members make the most of their money. Working with partner agencies, we can help with budgeting, financial planning and debt advice.

Your financial well being is key to our success!

You can find us online and in-branch: we have branches in Wigan, Leigh, Chorley, Leyland and Warrington.  If you live or work within our common bond you can be a member of Unify Credit Union.




Only our members have access to these great Starter Loan rates. Become a member today!



If you want to save for a rainy day or a holiday, a Unify account is quick and easy.


If you need a loan with Unify Credit Union, click here to find out more.

Payroll Deduction

Find out more about how to easily pay into your account with us