Unify Credit Union

Member Benefits

Credit Unions are formed  by people with a common interest, such as where they live or work.  In the case of Unify, all of our members live or work in Wigan, Leigh, Chorley, Leyland or Skelmersdale.  We are an alternative to banks, building societies and other lenders.  We are run on a 'not for profit' basis.  Instead of paying a profit to shareholders, we use any money we make, to reward our members and improve our services.

stronger together

We aim to encourage all members to save regularly, provide low cost loans and help members in need of financial advice or assistance.  

Benefits of Membership

As a responsible lender we want to ensure that members' don't take out loans they cannot afford and so we assess income and expenditure to ensure that we make the best decisions with and for our members.


ACCOUNT INFORMATION   please read this before opening your Unify account

ENGAGE PRE PAID DEBIT CARD INFORMATION BOOKLET please read this before obtaining an Engage Prepaid Debit Card

Unify Credit Union is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulatory Authority (FRN 213321).  

To open an account click here

Only our members have access to these great Starter Loan rates. Become a member today!



If you want to save for a rainy day or a holiday, a Unify account is quick and easy.


If you need a loan with Unify Credit Union, click here to find out more.

Payroll Deduction

Find out more about how to easily pay into your account with us