not for profit

As a not-for-profit co-operative, Unify shares any profits with members, once we have paid our bills and built our reserves. 

Over the last five years this has been between 1% and 2.75%.

To qualify for the dividend you must hold at least £1 in shares with Unify at the time of the Annual General Meeting which is usually held in February.  Any Dividends are paid on all monies held with Unify during the previous financial year.  The Credit Union financial year runs from 1st October to 30th September.

Please note that should you withdraw all your monies from your Unify account, prior to the AGM, you would no longer qualify for the dividend payment as dividends can only be paid to members.

PLEASE NOTE Unify Credit Union does not pay income tax on your savings.  It is your resposibility to inform HMRC about any dividend you receive from Unify Credit Union.



If you want to save for a rainy day or a holiday, a Unify account is quick and easy.


If you need a loan with Unify Credit Union, click here to find out more.

Director's Area

If you are a member of the Unify Board, click here to login to the Director's Area of the website