Smart Loan

If you need a small loan but have not yet established a savings history with Unify Credit Union you may qualify for a Smart Loan.

Smart Loan interest is just 2.75% per month (38.5% APR)

Example

Borrow £500 repay over 50 weeks at £11.71 per week - Total Interest payable £85.02

To see if you qualify for a Smart Loan please contact your local office

Wigan       01942 245656

Ince 01942 701706

Leigh 01942 607002

Chorley 01257 241860

or email your name, date of birth, address, telephone number, reason for loan and amount required

IMPORTANT - if you are in a debt management plan, subject of a Debt Relief Order,  IVA or bankruptcy or not currently up to date with household bills we are unlikely to be able to provide you with a loan.  

Debt advice can be obtained, free of charge, from STEPCHANGEDEBT ADVICE FOUNDATION or your local CITIZENS ADVICE.  

Free and impartial money advice can be obtained from The Money Advice Service

 

PLEASE DO NOT COMPLETE THE ONLINE MEMBERSHIP APPLICATION UNTIL YOU HAVE SPOKEN TO THE LOAN OFFICER who will telephone you following your email.

Savings

If you want to save for a rainy day or a holiday, a Unify account is quick and easy.

Loans

If you need a loan with Unify Credit Union, click here to find out more.

Director's Area

If you are a member of the Unify Board, click here to login to the Director's Area of the website